Frances J. Cole

Calling hours will be held Sunday, March 13, from 2-6 p.m. at the McGraw-Kowal Funeral Home. A Mass of Christian Burial will be celebrated Monday, March 14, at 10 a.m. in St. Elizabeth Ann Seton Church. Entombment will be in the Resurrection Mausoleum of St. Mary’s Cemetery.

Flowers gratefully declined. Memorials may be made to Lakeshore Humane Society, 431 East Chestnut St., Dunkirk, NY 14048 or Dunkirk Free Library, 536 Central Ave., Dunkirk, NY 14048.

A complete obituary will be published in the Monday edition of the OBSERVER.